Diamond Trust Bank Tanzania is seeking an experienced Manager – Credit Operations to lead and oversee the Bank’s Credit Operations function. The role is responsible for effective pre-disbursement controls, accurate booking and disbursement of credit facilities, portfolio monitoring, regulatory reporting, and maintaining strong operational controls.
The position will also support process efficiency and the Bank’s strategic and digital transformation objectives.
Responsibilities
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Lead and manage the Credit Operations function to ensure efficient execution of credit-related operational activities.
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Ensure compliance with approved credit facilities, internal policies, procedures, and regulatory requirements.
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Develop and maintain strong operational controls throughout the credit lifecycle.
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Ensure all required approvals are in place before facility utilisation and disbursement.
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Oversee accurate booking of approved credit facilities within the Core Banking System and related platforms.
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Ensure timely and accurate loan disbursements in accordance with approved terms and delegated authorities.
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Monitor credit facility activity, repayment schedules, limit expiries, and overall facility performance.
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Maintain accurate management information and regulatory reporting.
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Drive process efficiencies while maintaining appropriate operational controls.
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Support the Bank's strategic and digital transformation objectives.
Requirements
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Bachelor’s Degree in Banking & Finance, Economics, Accounting, Business Administration, or a related field.
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Professional qualification such as CPA, ACCA, CFA, CIB, or equivalent is an added advantage.
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Minimum 6 years of relevant banking experience.
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At least 3 years of supervisory or management experience.
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Experience in loan booking, disbursement, portfolio monitoring, and regulatory/MIS reporting.
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Strong knowledge of credit operations, lending processes, banking systems, and regulatory reporting requirements.
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Proficiency in Core Banking Systems, Microsoft Office, and digital tools.
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Strong analytical, reporting, and operational-control skills.
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Strong leadership and team-management abilities.
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Excellent problem-solving and decision-making skills.
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High level of integrity, professionalism, and accountability.
