Senior Manager, Credit Administration, Monitoring & Portfolio Management

Responsible for leading credit risk administration, monitoring credit portfolios, managing security documentation, enforcing credit policy compliance, and overseeing operational risk controls at NCBA Bank Tanzania.

Responsibilities

• Formulate and regularly review departmental operating procedures to ensure compliance with Credit Policy guidelines.
• Implement and control terms and conditions of approval authorities recommended in Credit Requests.
• Establish and analyze management information systems covering credit control, discretionary authorities, documentation exceptions, line excesses, Banking Act compliance, defaults, and expired limits.
• Monitor past-due accounts, line excesses, and potential credit downgrades, initiating timely remedial actions.
• Review and follow up on Credit Reference Bureau error logs to ensure regulatory compliance.
• Authorize drawdowns and disbursements subject to security perfection or approved waivers.
• Manage the preparation, execution, legal compliance, registration, custody, and release of bank security documents.
• Maintain an accurate security database in accordance with Tanzanian law, Bank of Tanzania regulations, and NCBA Bank policies.
• Lead the Credit Risk Administration unit and provide administrative support to business lines.
• Evaluate training needs and develop programs for credit risk control staff.
• Represent the unit in key meetings and present operational risk and control reports to the Operational Risk Committee.
• Resolve internal and external customer queries within defined service-level agreements.

Requirements

• University degree or equivalent in Banking, Risk Management, Risk Control or Accounting
• Advocate of the High Court or CPA (T) qualification
• Relevant professional qualification in banking and credit risk management
• Good experience in credit risk control, with exposure to modern risk management and portfolio management tools
• Proven track record in credit risk administration, security documentation and portfolio management
• Knowledge of Tanzanian banking laws and Bank of Tanzania regulations
• Leadership and team management skills
• Negotiation, presentation, analytical and independent decision-making skills
• Credit risk administration
• Credit monitoring and portfolio management
• Security documentation and legal perfection
• Credit policy and operational risk control
• Management information systems and credit reporting
• Leadership and team management
• Negotiation and presentation
• Analytical thinking and independent decision-making
• Communication and stakeholder management

Document Requirements

• Portfolio